Life Investment Corporation NZ LTD.

Browsing Archive: November, 2011

Interest Rates Unchanged for Now

Posted by Saul Mohan on Sunday, November 20, 2011, In : Home Loan 

Reserve Bank governor Alan Bollard has decided to leave interest rates alone for the time being, with the official cash rate (OCR) left unchanged at 2.5 percent in October. However, despite this record low figure, there is speculation in some quarters that interest rates may drop even further during the next six months.

Alan Bollard spooked the financial markets slightly in late October, after speaking of declining business confidence and a weakness in recent inflation and growth data. Nationa...

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Low Deposit Borrowing - Did You Know?

Posted by Saul Mohan on Sunday, November 20, 2011, In : Home Loan 

Times have changed for borrowing dramatically over the past 18 months. At the beginning of this period Banks wouldn't lend more than 80% for a home purchase, where they are now going much higher. There are a number of reasons for this including more confidence in the market and continuing lower interest rates.

Did you know:

- You can borrow up to 95%, with the last 5% being Gifted?
- You can borrow up to 80% against an apartment?
- You can you use the equity in a...

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4 Golden rules to help you become rich. Article written By Lalit Bajaj(Green Line Financial Solutions).

Posted by Saul Mohan on Friday, November 11, 2011, In : News Letters. 
A week ago, a friend called to discuss about the current recession. He has a well-paid job 
but unsure about the future. 
After the usual exchange of pleasantries and enquiries about each other's family, the 
conversation settled on whether to save for the rainy day (because of the uncertainty of the 
future) or tempted by potential windfalls of investing in the fallen markets. 
My friend was worried about virtually everything under the sun -- whether he should invest 
in stocks or buys a home inst...

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How Much Life Insurance Do I Need?

Posted by Saul Mohan on Thursday, November 3, 2011, In : Personal Insurance. 

How much life insurance you need are depends on Basic Factors like:

  1. Time Left until Retirement – Many peoples’ biggest asset is their ability to work and earn income.  Since most breadwinners purchase life insurance to replace that lost income in an unexpected death, you should consider how long you need to or plan to work.  If you only plan working another 10 years, you may not need more than 10 years of life insurance coverage, and so on.
  2. Spouse’s Income Potential - If your spouse does ...

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Life Insurance Approval After Pulmonary Embolism (PE)

Posted by Saul Mohan on Thursday, November 3, 2011, In : Trauma Cover 

Yes, you can still be approved for life insurance at good rates after having apulmonary embolism or PE.  Your best rating will be preferred, if the occurrence was more than 6 months ago and depending on the risks of recurrence.  A pulmonary embolism is a blood clot in the lung, usually caused by a blood clot coming lose from the leg.  Its most common treatment is the medication Coumadin.  This inhibits vitamin K, decreasing the coagulant ability in the blood, which commonly dissolves the clot...

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About Me

Saul Mohan Life Investment Corporation NZ Ltd was incorporated in 2007 By Saul Mohan with the objective of acting as Insurance Broker in New Zealand and Providing Financial services. Saul Mohan has 20 years of Experience in Finance and Banking Industry and has been into New Zealand Insurance Industry Since 2002.