A week ago, a friend called to discuss about the current recession. He has a well-paid job 
but unsure about the future. 
After the usual exchange of pleasantries and enquiries about each other's family, the 
conversation settled on whether to save for the rainy day (because of the uncertainty of the 
future) or tempted by potential windfalls of investing in the fallen markets. 
My friend was worried about virtually everything under the sun -- whether he should invest 
in stocks or buys a home inst...

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