Life Investment Corporation NZ LTD.

Showing Tag: "trauma" (Show all posts)

How Much Life Insurance Do I Need?

Posted by Saul Mohan on Thursday, November 3, 2011, In : Personal Insurance. 

How much life insurance you need are depends on Basic Factors like:

  1. Time Left until Retirement – Many peoples’ biggest asset is their ability to work and earn income.  Since most breadwinners purchase life insurance to replace that lost income in an unexpected death, you should consider how long you need to or plan to work.  If you only plan working another 10 years, you may not need more than 10 years of life insurance coverage, and so on.
  2. Spouse’s Income Potential - If your spouse does ...

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Life Insurance Approval After Pulmonary Embolism (PE)

Posted by Saul Mohan on Thursday, November 3, 2011, In : Trauma Cover 

Yes, you can still be approved for life insurance at good rates after having apulmonary embolism or PE.  Your best rating will be preferred, if the occurrence was more than 6 months ago and depending on the risks of recurrence.  A pulmonary embolism is a blood clot in the lung, usually caused by a blood clot coming lose from the leg.  Its most common treatment is the medication Coumadin.  This inhibits vitamin K, decreasing the coagulant ability in the blood, which commonly dissolves the clot...


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Why Trauma Cover Insurance ?

Posted by Saul Mohan on Monday, October 31, 2011, In : Trauma Cover 

Trauma Cover insurance is about survival. Whilst many people make some sort of medical recovery, the likelihood of making a financial recovery is less certain.

Suppose a person has a mild heart attack and is seriously ill but is able to return to work after two months. Will he or she be as productive as before or stand the stress associated with working as hard?

Trauma Cover insurance (also known as critical illness insurance) provides a cash lump sum in the event of contracting a specified...


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TOWER health premium changes

Posted by Saul Mohan on Tuesday, September 13, 2011, In : Health Insurance 

What drives premiums up?
Private health insurance continues to make a significant contribution to healthcare in New Zealand. In their report for June 2011 quarter, the Health Funds Association (HFANZ) reported that 31% of New Zealanders – 1.367 million people – still have health insurance.

And it still seems to be the case that while the Government is making an ongoing commitment to support the healthcare system, public demand continues to increase. And why shouldn't that be the case? Pe...


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About Me


Saul Mohan Life Investment Corporation NZ Ltd was incorporated in 2007 By Saul Mohan with the objective of acting as Insurance Broker in New Zealand and Providing Financial services. Saul Mohan has 20 years of Experience in Finance and Banking Industry and has been into New Zealand Insurance Industry Since 2002.